Categories
Coupons & Offers

Restaurant & retail bonus gift card deals

* This post contains affiliate links and we may earn a small commission if you use them. Many restaurants and retailers are offering a bonus e-card or discount when you buy a gift card right now! Remember that these offers are only available for a limited time.

The bonus cards and offers are usually redeemable at a later date and have some restrictions. Many of the bonus cards are valid starting in January, 2022.

Restaurants

Applebee's: Free £10 bonus card with £50 gift card purchase Bartaco: Buy a £50 gift card and get a £10 bonus

Bonefish Grill: Receive a £10 E-Bonus Card when you spend £50 in gift cards Buffalo Wild Wings: Gift £30 and get a Blazin Bonus wort £5, £15, £25 or £100 BurgerFi: Get a £5 Bonus Card for every £25 BurgerFi Gift Card you purchase

Carrabba's Italian Grill: Get a £10 in Bonus e-Card when you buy £50 in e-Gift Cards The Cheesecake Factory: Buy a £50 gift card and get a £15 Promo eCard Chili's: Free £10 bonus card with purchase of £50 in gift cards.

Einstein Bros. Bagels: Get a free £5 Bonus Card when you buy £25 in gift cards. Fleming's: Get a free £20 Bonus card with a £100 gift card purchase

Freddy's Frozen Custard & Steakburgers: Buy a Freddy's £25 gift card and get a £5 Bonus Card. Maggiano's Little Italy: Get a £20 eBonus card when you buy £100 in gift cards Mellow Mushroom: Purchase £50 in gift cards and receive a £10 bonus

Menchie's: Get a free £5 Bonus Card when you buy £25 in gift cards Metro Diner: Buy £50 of Metro Diner's Gift Cards and get a £10 Metro Diner Bonus Gift Card. Plus, for every £25 in gift cards you purchase, you will be entered into the Metro Diner £1,000,000 Sweepstakes.

MOD Pizza: Purchase a £50 gift card and get a free MOD-size pizza or salad and a 16 oz fountain drink Moe's Southwest Grill: Buy £25 in gift cards online, get FREE £5 in Moe Bucks On The Border: Get a £10 bonus card when you purchase a Gift Card of £50 or more

Outback Steakhouse: Get a free £10 e-bonus card with £50 gift card purchase Panera: Free £10 bonus card with every purchase of £50 in gift cards Red Lobster: Get a coupon for £10 off a £30 purchase with a £50 gift card purchase

Red Robin: Get a £5 Bonus Buck Reward with £25 gift card purchase Ruth's Chris: Get a £40 Holiday Bonus Card for every £200 in Gift Cards purchased Seasons 52: Get a 10% bonus gift card when you buy £500 or more in gift cards

Smoothie King: Get a £5 Bonus when you buy a £25 e-gift card Taco Bell: Purchase at least a £25 Egift card the Taco Bell website and receive 10% off the total Egift card purchase TGI Fridays: Get a free £10 Bonus Bites card with every £50 in e-gift cards purchased

Yard House: Get a free £10 bonus gift card with a £50 gift card purchase

Retail Stores, Drug Stores & Grocery Stores

CVS: Get a £15 Extrabucks reward when you spend £75 on participating gift cards including Children's Place, H&M, Domino's, Chili's. Limit 1. The offer is valid Nov.

28-Dec.

4, 2021. See ad on their website for details.  Dollar General: Get 15% off select restaurant gift cards including Krispy Kreme, Chili's, Subway, Wendy's and Chili's One Card.

The offer is valid Nov.

28-Dec.

4, 2021. See ad on their website for details. Walgreens: Get a £5 Walgreens Gift Card when you buy two Bed Bath & Beyond, Fandango Now, Buy Buy Baby, Vudu or Southwest Airlines Gift Cards.

The offer is valid Nov.

28-Dec.

4, 2021.

See ad on their website for details.

The Children's Place: Get a £10 Bonus Card with a £50 gift card purchase, a £15 Bonus Card with a £75 gift card purchase or a a £20 Bonus Card with a £100 gift card purchase.

More On This

Categories
Coupons & Offers

Omicron variant: which UK shares should I now buy or avoid?

Investors watching their portfolios in recent days have likely been horrified to see many UK shares taking a nosedive. Since last Friday, it's been volatility central, thanks to the rising fears of another round of lockdowns. The recently discovered Omicron Covid-19 variant has started popping up all over the world.

And as of yesterday, it's also emerged in the US, causing the Dow Jones index to fall as much as 1,000 points.  But is the situation really as bad as most people seem to think? If so, which stocks should I be avoiding? And more importantly, which ones now look like bargains for my portfolio?

Let's take a deep dive into the situation. 5 Stocks For Trying To Build Wealth After 50 Markets around the world are reeling from the coronavirus pandemic... and with so many great companies trading at what look to be 'discount-bin' prices, now could be the time for savvy investors to snap up some potential bargains.

But whether you're a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be a daunting prospect during such unprecedented times. Fortunately, The Motley Fool UK analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global upheaval... We're sharing the names in a special FREE investing report that you can download today.

And if you're 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio. Click here to claim your free copy now!

The Omicron variant - what we know so far

Despite the panic behaviour of the investing community, there remains little known information about the danger this variant poses. The World Health Organisation has labelled Omicron as a "variant of concern".

However, scientists are still analysing data to determine whether it's as threatening as Delta or if it will simply fade out like six of the seven other variants before it. One of the biggest fears, beyond the potential of Omicron being more transmissible, symptomatic, and even deadly, is whether existing vaccines can counter it. The media continues to speculate on the worst-case scenario, which hardly helps calm the nerves of panicking investors.

But for those looking for a glimmer of hope, early data is coming out of South Africa, which shows Omicron only causes mild symptoms (so far). As a precaution, governments worldwide have begun taking pre-emptive countermeasures. Here in the UK, PCR tests are once again mandatory for international travellers, along with more strict quarantine rules.

Meanwhile, other nations, like Japan, have outright closed their border to foreign visitors. Even if Omicron turns out to be less harmful than currently expected by the market, these decisions have already started having a tangible impact on some industries. With that in mind, which UK shares am I now avoiding?

A sector under siege: UK travel & leisure shares

Given what happened in 2020, it's hardly surprising to see stocks like Carnival, TUI, and IAG tumble off a cliff.

All three UK shares have suffered double-digit declines over the past couple of days. Consequently, the recovery progress of these stocks has been partially wiped out. Looking at the last 12 months, they're down around 17%, 21%, and 20%, respectively.

In my experience, sudden price drops often present exciting buying opportunities for my portfolio. After all, as a long-term investor, short-term fluctuations aren't a primary concern. However, even though the current volatility is being triggered by panic and speculation, travel stocks could be in serious trouble.

Throughout 2021, the travel sector has made tremendous progress in returning to pre-pandemic normality. Cruise ships are sailing the seas again, and planes are returning to the skies, both with increasing passenger numbers. And in my opinion, the recent re-introduction of UK travel restrictions doesn't appear to jeopardise this.

At least, not yet. However, if Omicron is confirmed as a dangerous strain in the coming weeks, that will likely change. Suppose more governments, including the UK, decide to start closing borders again?

In that case, the entire travel sector will probably hit a roadblock in its recovery. With cash flow once again being disrupted in this scenario and massive piles of newly acquired debt to contend with, the risk of bankruptcy seen in the early day of the pandemic could return. This seemingly binary outcome isn't something I find particularly enticing.

And it has the potential to spread to other industries like aerospace, which is already dealing with supply chain problems. Needless to say, I'm not interested in exposing my portfolio to this sort of risk. But are there other more promising opportunities to be found elsewhere?

Volatility breeds opportunity for UK shares

As a long-term investor, I'm not interested in simply buying stocks that will see a quick bounce-back.

Why? Because this strategy often invites individuals to try and catch falling knives. Instead, I'm on the prowl for businesses that not only aren't going to be significantly disrupted by Omicron but that will also continue to thrive long after the pandemic comes to an end.

One potential candidate that meets this description to my mind is XP Power (LSE:XPP). Shares of this UK company are already recovering from Omicron's punch to the face. The firm manufactures power converters used for specialist equipment in the healthcare, industrial, and semiconductor industries.

Making and selling electrical components is hardly the fanciest sounding business. But the long-term demand for these products isn't likely to disappear any time soon. In fact, it's actually forecast to skyrocket as technologies like 5G and IoT continue to be rolled out worldwide.

Assuming Omicron is confirmed as a serious threat, I think it would be foolish to deny that further supply chain disruptions are likely to emerge. That's obviously bad news for this business. However, XP Power is not dependent on a single supplier for most of the raw materials needed for its products.

And that should provide ample means to mitigate this potential impact. I believe that with plenty of long-term growth potential, and resistance to short-term Covid disruptions, XP Power could be one of many UK shares currently trading at bargain prices.

Final thoughts

Omicron has the potential to derail some of the recovery progress made by many UK shares disrupted by this pandemic. However, with such limited information, I think it's fair to say investors may be getting a bit too excited about humanity's impending doom.

I intend to use this volatility to increase my existing positions and potentially find new ones while stocks remain on sale.

Our 5 Top Shares for the New "Green Industrial Revolution" It was released in November 2020, and make no mistake: It's happening.

The UK Government's 10-point plan for a new "Green Industrial Revolution." PriceWaterhouse Coopers believes this trend will cost GBP400billion... ...That's just here in Britain over the next 10 years.

Worldwide, the Green Industrial Revolution could be worth TRILLIONS.

It's why I'm urging all investors to read this special presentation carefully, and learn how you can uncover the 5 companies that we believe are poised to profit from this gargantuan trend ahead!

Access this special "Green Industrial Revolution" presentation now

Categories
Coupons & Offers

Volkswagen offers winter servicing discount

Volkswagen's range of service plans and All-in integrated aftersales service package have been made subject to a 25% discount until December 15. The discount translates to a potential saving of up to GBP306.52 off used car service plans and GBP202.70 on All-in. The packages available through the offer include one major and one minor service, as well as a bundle incentive of two of each.

Plans for the e-up!, e-Golf, and ID. electric vehicles (EV) are offered, in addition to plans for models up to 2.0 litres in capacity, as well as the V6-powered Touareg. Owen Shepherd, head of aftersales at Volkswagen UK, said: "Our service plans and industry-first All-in programme already offer significant value for money, but now there's a winter offer to sweeten the deal even further. "On top of stellar service from our Volkswagen Retailers, customers can take advantage of even greater value and convenience built in to servicing their Volkswagen.

This offer ends on 15 December, so swift action is needed to not miss out." Two payment options are also available - upfront or split across 18 monthly instalments, the smallest of these being GBP11.25 for the e-up! and e-Golf, or roughly 37p per day. All-in from Volkswagen combines a menu of services, bundled into one package, and paid for either by monthly instalments or a one-off payment.

Starting with a free eligibility check by a technician, the package comprises one major and one minor service (including a full inspection), two annual MoT tests (excluding re-testing and any remedial work), year-round roadside assistance, and a two-year warranty. The roadside assistance is effective in the UK and Europe, and covers drivers for, if required, repatriation, alternative travel, and hotel accommodation for both the driver and up to seven passengers. Volkswagen said the package removes the need to plan for the main future servicing costs and enables customers to budget carefully across monthly payments.

The average customer saving for the All-in is projected to be GBP833 across the two-year period.

Categories
Coupons & Offers

Volkswagen offers winter servicing discount

Volkswagen's range of service plans and All-in integrated aftersales service package have been made subject to a 25% discount until December 15. The discount translates to a potential saving of up to GBP306.52 off used car service plans and GBP202.70 on All-in. The packages available through the offer include one major and one minor service, as well as a bundle incentive of two of each.

Plans for the e-up!, e-Golf, and ID. electric vehicles (EV) are offered, in addition to plans for models up to 2.0 litres in capacity, as well as the V6-powered Touareg. Owen Shepherd, head of aftersales at Volkswagen UK, said: "Our service plans and industry-first All-in programme already offer significant value for money, but now there's a winter offer to sweeten the deal even further. "On top of stellar service from our Volkswagen Retailers, customers can take advantage of even greater value and convenience built in to servicing their Volkswagen.

This offer ends on 15 December, so swift action is needed to not miss out." Two payment options are also available - upfront or split across 18 monthly instalments, the smallest of these being GBP11.25 for the e-up! and e-Golf, or roughly 37p per day. All-in from Volkswagen combines a menu of services, bundled into one package, and paid for either by monthly instalments or a one-off payment.

Starting with a free eligibility check by a technician, the package comprises one major and one minor service (including a full inspection), two annual MoT tests (excluding re-testing and any remedial work), year-round roadside assistance, and a two-year warranty. The roadside assistance is effective in the UK and Europe, and covers drivers for, if required, repatriation, alternative travel, and hotel accommodation for both the driver and up to seven passengers. Volkswagen said the package removes the need to plan for the main future servicing costs and enables customers to budget carefully across monthly payments.

The average customer saving for the All-in is projected to be GBP833 across the two-year period.

Categories
Coupons & Offers

Volkswagen offers winter servicing discount

Volkswagen's range of service plans and All-in integrated aftersales service package have been made subject to a 25% discount until December 15. The discount translates to a potential saving of up to GBP306.52 off used car service plans and GBP202.70 on All-in. The packages available through the offer include one major and one minor service, as well as a bundle incentive of two of each.

Plans for the e-up!, e-Golf, and ID. electric vehicles (EV) are offered, in addition to plans for models up to 2.0 litres in capacity, as well as the V6-powered Touareg. Owen Shepherd, head of aftersales at Volkswagen UK, said: "Our service plans and industry-first All-in programme already offer significant value for money, but now there's a winter offer to sweeten the deal even further. "On top of stellar service from our Volkswagen Retailers, customers can take advantage of even greater value and convenience built in to servicing their Volkswagen.

This offer ends on 15 December, so swift action is needed to not miss out." Two payment options are also available - upfront or split across 18 monthly instalments, the smallest of these being GBP11.25 for the e-up! and e-Golf, or roughly 37p per day. All-in from Volkswagen combines a menu of services, bundled into one package, and paid for either by monthly instalments or a one-off payment.

Starting with a free eligibility check by a technician, the package comprises one major and one minor service (including a full inspection), two annual MoT tests (excluding re-testing and any remedial work), year-round roadside assistance, and a two-year warranty. The roadside assistance is effective in the UK and Europe, and covers drivers for, if required, repatriation, alternative travel, and hotel accommodation for both the driver and up to seven passengers. Volkswagen said the package removes the need to plan for the main future servicing costs and enables customers to budget carefully across monthly payments.

The average customer saving for the All-in is projected to be GBP833 across the two-year period.

Categories
Coupons & Offers

Volkswagen offers winter servicing discount

Volkswagen's range of service plans and All-in integrated aftersales service package have been made subject to a 25% discount until December 15. The discount translates to a potential saving of up to GBP306.52 off used car service plans and GBP202.70 on All-in. The packages available through the offer include one major and one minor service, as well as a bundle incentive of two of each.

Plans for the e-up!, e-Golf, and ID. electric vehicles (EV) are offered, in addition to plans for models up to 2.0 litres in capacity, as well as the V6-powered Touareg. Owen Shepherd, head of aftersales at Volkswagen UK, said: "Our service plans and industry-first All-in programme already offer significant value for money, but now there's a winter offer to sweeten the deal even further. "On top of stellar service from our Volkswagen Retailers, customers can take advantage of even greater value and convenience built in to servicing their Volkswagen.

This offer ends on 15 December, so swift action is needed to not miss out." Two payment options are also available - upfront or split across 18 monthly instalments, the smallest of these being GBP11.25 for the e-up! and e-Golf, or roughly 37p per day. All-in from Volkswagen combines a menu of services, bundled into one package, and paid for either by monthly instalments or a one-off payment.

Starting with a free eligibility check by a technician, the package comprises one major and one minor service (including a full inspection), two annual MoT tests (excluding re-testing and any remedial work), year-round roadside assistance, and a two-year warranty. The roadside assistance is effective in the UK and Europe, and covers drivers for, if required, repatriation, alternative travel, and hotel accommodation for both the driver and up to seven passengers. Volkswagen said the package removes the need to plan for the main future servicing costs and enables customers to budget carefully across monthly payments.

The average customer saving for the All-in is projected to be GBP833 across the two-year period.

Categories
Coupons & Offers

Welsh Government urged to ‘support the survival of shops’ in Wales with rates discount

A retail group and shopworkers union have jointly written to the Welsh Finance Minister asking her to introduce a business rates discount for all retail premises for the coming financial year. UK Chancellor Rishi Sunak has announced a 50% cut to business rates for hospitality, retail and leisure sectors in England. Now calls are being made for Welsh Government to at least match that discount at the Welsh Budget on December 22 to support a sector that employs 130,000 people and traditionally accounts for over a quarter of business rates.

Read More
Related Articles
Read More
Related Articles

In this financial year Welsh Government went beyond the support provided in England with zero rates for hospitality, retail and leisure sectors.

The joint letter - from Sara Jones, Head, Welsh Retail Consortium, and Nick Ireland, Regional Secretary - Wales, Usdaw - was submitted to Rebecca Evans, the Welsh Government's Minister for Finance. They said: "We fully recognise the support your government has provided to the industry during the pandemic, including the business rates waiver. The support you have provided to Welsh firms has been swift and substantial and provided a lifeline for many whom would have otherwise been unable to survive the economic downturn.

Sara Jones head of the Welsh Retail Consortium

"Yet for all the progress in pushing back against Covid, its clear the retail industry is still struggling in its shadow.

We are almost two-thirds of the way through the current financial year and store sales and shopper footfall in Wales have yet to return to pre-pandemic levels, whilst shop vacancies remain stubbornly high with almost one in five premises vacant. Many retailers have incurred significant debt through the crisis including Covid loans and tax deferrals.

Read More
Related Articles
Read More
Related Articles

"As the guardrails of taxpayer support are gradually withdrawn, retailers are ready to contribute their fair share. However, further assistance will be required in the transition.

A return to full 100% business rates from April, which were at an onerous 21-year high prior to the pandemic, will be insurmountable for many shops. "Our organisations have a range of ideas on how Wales' rates system could better support the economic recovery in the short and longer term. "However, we collectively believe one measure that requires to be taken in your Budget is a further discount to business rates in 2022-23 - one that is applicable to all retail premises and reduces the burden for all stores - to reflect the market reality and provide a bridge to the next revaluation.

"Alongside a commitment to more frequent revaluations, in line with the rest of GB this would support the survival of shops, the jobs they provide directly and in the supply chain, and the vitality of our high streets and retail destinations."

Get business news direct to your inbox

There's no better time to stay up to date with economic and business news from your region.

By signing up for our daily newsletters, email breaking news alerts and weekly round-ups from all the major sectors, you get our journalism direct by email.

To sign up, find out more and see all of our newsletters, follow the link here

Read More
Related Articles
Read More
Related Articles

Categories
Coupons & Offers

Full list of financial support you can claim from the government this winter

At the start of December, fresh from battling snowy conditions and Storm Arden, many of us will be feeling the financial pinch of keeping warm this winter. As the UK continues to recover from the coronavirus pandemic and thousands affected after the GBP20 Universal Credit uplift was cut last month, it is important to know there is government support available of you are struggling financially. Lat month, the Joseph Rowntree Foundation (JRF) predicted some 3.8 million households on low incomes are estimated to be in arrears with household bills.

The JRF said the findings show clear signs that the pandemic has dragged families who were previously just about managing into arrears on essential bills. Here is a list of government support available through the winter months ahead.

Warm Home Discount

St Helens Star: The Warm Home Discount could see you save up to GBP140 on your energy bills. (PA)The Warm Home Discount could see you save up to GBP140 on your energy bills. (PA) The Warm Home discount will not see money physically added to your bank account however could see you save up to GBP140 on your energy bills between October 2021 and March 2022.

Two groups of people will qualify for the discount: a "core group" and the "broader group". The core group is made of people who claim the Guarantee Credit element of Pension Credit. Those who get the benefit or their partner who is on the bill will be able to get the discount if their energy supplier has signed up to the scheme.

Those who qualify will get a letter in the post after the discount application period opened in October. Those in the broader group are people who are not on the Guarantee Credit element of Pension Credit but are on a low income, get means tested and use an energy supplier signed up to the scheme. Your energy supplier will make a decision so it's recommended you speak to them as early as possible to see if you qualify for the discount.

Here is a list of energy suppliers signed up to the Warm Home Discount scheme.

  • Affect Energy - Octopus energy
  • Atlantic - SSE
  • Boost
  • Bristol Energy
  • British Gas
  • British Gas Evolve
  • Bulb Energy
  • Co-Op Energy
  • E
  • E.On
  • E.On Next
  • Ebico
  • Ecotricity
  • EDF Energy
  • ESB Energy
  • GEUK (Green Energy UK)
  • London Power
  • M&S Energy
  • Nabuh Energy
  • Octopus Energy
  • Outfox the Market
  • OVO
  • Rebel Energy
  • Sainsbury's Energy
  • Scottish Gas
  • Scottish Hydro
  • ScottishPower
  • Shell Energy Retail
  • So Energy
  • Southern Electric
  • SSE
  • Swalec
  • Together Energy
  • Utilita
  • Utility Warehouse

Household support fund

As part of the government's GBP500 million Household Support Fund, devolved administrations are receiving money to provide extra financial support as the country continues to recover from the coronavirus pandemic. The support fund is there for families who need financial support for essentials such as food and clothing. The money you can claim will depend on what it is for and how you local authority plans to spend the money locally.

Some authorities are handing out supermarket vouchers rather than cash for example. You can find your local authority here.

Discretionary Housing Payments

Discretionary Housing Payments are grants through the UK government designed to help local authorities support people with rent and housing costs. To be eligible applicants must be receiving the housing element of Universal Credit or House benefit.

The grant is there to help with costs of rent, rental deposits or costs in the process of moving house and you can apply through your local authority.

Cold Weather Payment

St Helens Star: The Cold Weather Payment could be worth GBP25 per week. (PA)The Cold Weather Payment could be worth GBP25 per week. (PA) The Met Office has predicted temperatures will plummet throughout the UK in the weeks ahead with some areas forecast snow. If the average temperature in your local area is forecasted or recorded as zero degrees Celsius for seven consecutive days then you could qualify for a Cold Weather Payment.

The scheme opened on Monday (November 1) and will run through until the end of March 2022. Those eligible for the payment will receive GBP25 for each seven-day period. Those who could get a payment are those who are on benefits including Pension Credit, Income Support, Income-based Jobseeker's Allowance, Income-based Employment and Support Allowance, Universal Credit and Support for Mortgage Interest.

Winter Fuel Allowance

Anyone born on or before September 26, 1955 you could get payments ranging from GBP100 to GBP300.

Those who get state pension or another social security benefit that isn't Housing Benefit, Housing Tax Reduction, Child Benefit or Universal Credit will get the payment automatically. Those who don't automatically qualify can claim via the government website.

Universal Credit support

St Helens Star: A range of financial support is available for people receiving Universal Credit. (PA)A range of financial support is available for people receiving Universal Credit. (PA) A range of financial support is available for people receiving Universal Credit.

Advance Payment For those who are newly claiming Universal Credit, the Department of Work and Pensions can provide backdated or advance payment. The support is there to help you get by until your first payment but it will have to be paid back to the government.

Hardship payment Hardship payment is available for people struggling to pay for everyday essentials. It generally applies to people who have had their benefits stopped or reduced.

It will usually be around 60% of your usual Universal Credit payment and you will need to repay the money through your usual UC payments. Alternative Payment Arrangement (APA) If you are renting, you or your landlord can apply for APA if you are struggling to to keep up with rent payments.

Fund can be paid straight to your landlord as part of the scheme. Claimants can claim up to GBP812 to help with emergency costs like replacing a broken fridge. Any money you claim will need to be paid back with the smallest claim being GBP100.

To qualify for the support, you will need to be a UC claimant or on other benefits and earned less than GBP2,600 in the last six months (GBP3,600 if you are a couple). You will also have to have paid back any money you were previously given as part of a Budgeting Advance Payment. Further details can be found on the government website.

Bereavement Support Fund

If your husband, wife or civil partner has passed away withing the last 21 months you may also be entitles to government support through the Bereavement Support Fund.

To get a full payment you must apply within three months of their death put you could still receive a reduced payment if you apply for support after this period. To claim for the money your partner must have paid National Insurance contributions for at least 25 weeks in one tax year since April 6, 1975 or have died as a result of an accident at work or by disease caused by work. Your partner must have died below the State Pension age or living in the UK at the time.

The amount you can get will depend on whether you're in higher rate or lower rate band. Further details can be found on the government website.

Homelessness Prevention Grant

The government has announced a further GBP65 million to the Homelessness Prevention Grant bringing the full allocated amount to GBP375 million. The money is being allocated to local authorities to prevent people from being evicted or getting into arrears.

The funding is to help people recovering amid the coronavirus pandemic who are on a lower income.

You may not see the money yourself as the payments ae likely to go directly to your landlord.

More information can be found on the government website.

Categories
Coupons & Offers

MPs deem Green Homes Grant Voucher scheme a ‘slam dunk fail’

ZWOLLE, NETHERLANDS - OCTOBER 11: A photo illustration of a hand adjusting a Honeywell digital thermostat to adjust the temperature in the living room on October 11,2021 in Zwolle, Overijssel, The Netherlands . Energy prices are rising fast over Europe causing financial problems for businesses and households. (Photo by Sjoerd van der Wal/Getty Images)

The Public Accounts Committee said the scheme "was just a terrible waste of money and opportunity at a time when we can least afford it." Photo: Sjoerd van der Wal/Getty Images.

Ministers have said the UK's Green Homes Grant Voucher Scheme did not deliver its goal of upgrading 600,000 to become energy efficient and said the programme was a failure. The government's Department for Business, Energy and Industrial Strategy introduced the scheme in August last year to help homeowners with the cost of installing energy efficient improvements in their properties, and to boost employment.

To qualify for any home improvements, homeowners needed to be installing either insulation -- solid wall, cavity wall, underfloor, loft or roof -- or low-carbon heating, such as air source or ground source heat pumps, or solar thermal systems, the email explains. The voucher was meant to cover up to two-thirds of the cost of the improvements, with a maximum government contribution of GBP5,000 (£6,671). The Public Accounts Committee (PAC) said the scheme "underperformed badly", helping to upgrade only about 47,500 homes out of the 600,000 originally planned.

By August 2021, 52% of homeowners' voucher applications were rejected or withdrawn, and 46% of installer applications failed. PAC said the project accounted for just GBP314m of its original GBP1.5bn budget, GBP50m of which was administration costs. "It cost the taxpayer GBP50m just to administer the pointlessly rushed through Green Homes Grant scheme, which delivered a small fraction of its objectives, either in environmental benefits or the promised new jobs," said Meg Hillier, PAC chair.

Read more: Property: The pros and cons of building your own home She said the committee heard it can take four years to train specialists required to implement key parts of a scheme "that was dreamed up to be rolled out in 12 weeks." "It was never going to work at this time, in this way, and that should have been blindingly obvious to the department," she said, adding "I am afraid there is no escaping the conclusion that this scheme was a slam dunk fail."

She said a massive change is needed in the way buildings are heated, but that the scheme "was just a terrible waste of money and opportunity at a time when we can least afford it." Story continues The report described how the scheme's failure risks damaging the efforts of the Department for Business, Energy and Industrial Strategy, which was behind it, "to harness consumer and industry action to deliver government's net zero commitments".

In 2019 the UK became the first major economy to pass laws to reduce its greenhouse gas emissions to net zero by 2050.

In April 2021, it enshrined an ambitious target to reduce emissions by 78% by 2035 on 1990 levels into UK law.

Watch: Top tips for helping the environment on a tight budget

Categories
Coupons & Offers

Unlock The Referral Benefits Of Rs 300 With Slice Invite Code

Slice invitation code for new user bonus The most recent Slice invitation coupon code STARK195941 and you will receive
Rs 300 as an invitation bonus for every friend who gets the slice card. Slice also offers great deals on amazon, swiggy, as well as other shopping sites.

There is a greater chance of being approved using a referral coupon when you submit an application to use the application. Before you decide if a slice card is suitable for you it is important to know two things: the slice card isn't an actual credit card.

It is credit lines that are associated with NBFC and offers a consumer durable loan or a personal loan. They give you a credit line in conjunction with NBFCs and the limit of your credit is determined by the CIBIL score and your credit history. When you use credit cards or credit cards, the account is added to your CIBIL however, in the case of a slice card two consumer durable loans , or personal loans will be included instead of the credit card.

There's nothing to suggest that your credit score is going to be damaged if you use the slice card, however should you be willing to add two personal loans to your CIBIL profile to get the slice card, you could think about applying for the slice card.
The benefits of Slice card

  • Slice is a life-long free card with no hidden fees; it is also operated by VISA.
  • If you are nowhere in the CIBIL score spectrum, this is a best option to get started with your CIBIL history and build a better profile and apply for other credit cards in the future.
  • Slice also provides virtual cards as well as physical cards that are delivered to the address of your residence.
  •  The card can be used to make both offline and online transactions, dependent on the credit limit.
  •  You can refer friends and earn Rs 300 for each referral who completes the registration from your slice invite code and you will receive a slice credit.
  •  The referrer as well as the friend are eligible to receive the invite bonus , provided that the friend is using the slice invitation code.

How do I sign up to Slice App with referral code?

  • Download the Slice app from the Google Play Store and then click on the Join Slice button.
  • Enter your email address and at the next stage, confirm your mobile number in order to start the process.
  • The app will pull up your PAN number and verify that it's valid and then click the next. The application will compute your score on the basis of your credit history and create your credit limit to the app.
  • You will now see an option to input an Slice invitation code.

    You could use the slice invite code STARK195941 to increase the chance of having your application accepted.

  • Complete the KYC process by clicking your photo in the app, and then you're done signing up.