If you're a regular Tesco shopper, there are plenty of ways you could be saving money. From looking out for Aldi price match products, to making the most of your Clubcard, we explain 10 ways to keep more cash in your pocket. Other ways to save money include making the most of your Tesco Clubcard and looking out for coupons in the supermarket's free magazine.
Tesco is one of the Big Four grocers in the UK, alongside Asda, Sainsbury's and Morrisons, with around 3,700 shops nationwide. You can find your nearest Tesco by using its store finder tool online.
Get a Tesco Clubcard
If you're a regular Tesco shopper and you don't have a Clubcard, you're essentially missing out on free money. Tesco Clubcard is a free loyalty service where you collect points as you spend in stores.
Shoppers get one Clubcard point for every GBP1 spent on groceries in Tesco, or one point for every GBP2 spent on fuel. You can collect points through Tesco Bank and Tesco Mobile as well. In return each point is worth 1p each - so for every 500 points you get, you'll accrue GBP5 to spend.Regular shoppers should sign up to Tesco Clubcard (PA)
Tesco sends you Clubcard vouchers every three months and these are then valid for two years.
However, if you're not fussed on spending your points in Tesco, you can triple their worth by using your points at a Rewards Partner. So for example, 500 points could end up being worth GBP15 if you spend them at places like Bella Italia or Cafe Rouge, or even on days out like Chessington World of Adventure or Legoland. Read how tripling your Clubcard points works here.
For big shoppers, you may benefit from ClubcardPlus, which is a paid-for extension of its regular Clubcard scheme. It costs GBP7.99 per month and you get 10% off two shops a month, up to the value of GBP200, so a saving of GBP20 per shop or GBP40 for the month. You'd need to spend at least GBP80 on one shop a month to make the monthly fee back, because you'd be getting GBP8 off your bill.
Look for Clubcard Prices
Each week, Tesco will lower the price of dozens of products just for Clubcard holders as part of its Clubcard Prices scheme.
Examples of current deals include bags of 180g Doritos crisps that cost GBP1 for Clubcard holders, or GBP1.99 for other shoppers. Tesco has also slashed the cost of its Tesco Finest Chocolate Cake from GBP2.75 to just GBP2. All you need to do to get these lower prices is scan your Clubcard at the till or, if you're shopping online, make sure your Clubcard is hooked up to your account.
What are your favourite ways to save in the supermarkets? Let us know in the comments.Tesco is one of the Big Four supermarkets in the UK (Getty Images)
Join its Christmas Saver club
If you often panic at the thought of affording Christmas, it could be an idea to join the Tesco Christmas Saver club. To do this, you must already be a Clubcard member as it involves you waiting until November to receive all your Clubcard vouchers in one go.
But you can also top up your balance throughout the year to get a bonus amount on top of your vouchers. The bonus you'll receive depends on how much you save up:
- GBP25 - GBP49.50 top up = GBP1.50 bonus
- GBP50 - GBP99.50 top up = GBP3 bonus
- GBP100 - GBP199.50 top up = GBP6 bonus
- GBP200 - GBP360 top up = GBP12 bonus
You should note that the Tesco Christmas Saver scheme isn't protected by the Financial Services Compensation Scheme (FSCS).
Search for Aldi price match products
Tesco has price matched hundreds of products against Aldi, with the promise of being just as cheap as the discounter. Products included in the initiative are staples such as rice, bread, butter, as well as vegetables and fruit.
They're marked with a red Aldi price match sticker in stores, so keep an eye out next time you're browsing. If you're shopping online, type in "Aldi price match" on the Tesco website and the supermarket will bring up every product that is the same price or cheaper. Tesco says it sends researchers to Aldi stores in England, Scotland and Wales twice a week to check the prices.Tesco shoppers should keep an eye out for deals in stores (Getty Images)
Snap up magazine coupons
There are coupons to be had in the free Tesco Magazine - so pick one up next time you're at the checkouts or entrance of your local store.
Coupons and discounts vary each month, so it's worth checking it regularly. For example, this month Tesco is offering GBP1 off Gourmet cat food. You can also browse the Tesco Magazine online for free.
Downshift to Tesco own brand
Take the downshift challenge to save up to 30% off your supermarket bill.
This involves swapping branded goods to supermarket own brands to save cash. So if you spend GBP100 each week on food, experts reckon you could save GBP30 on average - over four weeks, this goes up to GBP120. If you like the swapped out food, and stick to the cheaper brands, your total savings over a year could amount to over GBP1,500.
Sign up to Delivery Saver
If you're a regular online shopper, you may be able to save money by paying for a Tesco Delivery Saver pass.
Right now, Tesco only offers a six-month pass due to high demand, as more shoppers are spending online because of the coronavirus pandemic. The six-month pass costs GBP7.99 per month or GBP47.94 for six months. With this, you can get one delivery a day with a minimum order of GBP40.
Whether you'll save money depends on how often you shop online with Tesco. The supermarket charges a flat-fee delivery charge of GBP4.50 per shop, or GBP5.50 from one of its fulfilment centres. Before other Delivery Saver passes were suspended from sale, there was also the option of paying for a cheaper midweek delivery saver pass, which cost GBP3.99 a month.
Get cashback off your shop
Keep an eye on cashback sites like Topcashback or Quidco, as they'll often have deals for Tesco shoppers.
Cashback sites do what they say on the tin - you'll get money back for a qualifying shop when you provide proof of a receipt, and as long as you complete the transaction via their website. For example, Topcashback is currently offering up to GBP8 back when you shop online at Tesco. Some of the cashback deals are directed more for new shoppers who've never shopped online with Tesco before.
Find yellow sticker deals
Who doesn't love a yellow sticker bargain?
But finding them can sometimes be down to strategic timing. Supermarkets will often reduce products towards the end of day, as they're trying to shift stock. However, some have been known to start reducing in the morning, or even during lunchtime hours.
The best way to know when yellow stickers will be put out in your local Tesco is to familiarise yourself with when they usually start reducing things. You can even ask staff members to tell you when they normally start reductions.
Bring your own bag
Tesco charges 20p for its bags for life - so you'll save cash by bringing your own. Say you use four bags in a big shop, once a week, that adds up to GBP3.20 over four weeks - or GBP41.60 in a year.
A good tip is to keep reusable bags in your car so you don't forget them each week.Morrisons to close all stores on Boxing Day to thank all staff for their hard workMartin Lewis clubcard hack will triple your Tesco vouchers without costing you more