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Coupons & Offers

NordVPN coupon codes – save up to 68% in September 2020

As one of the best VPN services on the market, it's no surprise that NordVPN coupons are in high demand - after all, who doesn't want to save a bit of cash? On this page, we'll be rounding up all the NordVPN coupon codes, VPN deals and discounts currently available, including exclusive VPN deals for Tom's Guide readers. The best NordVPN coupon on offer right now will save you a mega 68% on a 2-year plan. That cuts the price down to a bargain £3.71/GBP2.86 a month.

However, if you don't want to commit for that long there are some other offers that might prove more favourable - and we've even rounded up the best NordVPN Teams coupon codes for those looking to protect their business.

It's worth noting that on all NordVPN plans you're covered by a 30-day money-back guarantee. That means you've got a whole month to test out the service to make sure you like the way it works. With that in mind, you're probably best off signing up for the longest plan to secure the cheapest monthly price, and then claiming back within 30 days if it really isn't for you.

The best NordVPN coupon codes today

2-year NordVPN coupon code - save 68%
Signing up for as long as possible will net you the best deal, and NordVPN is offering a huge 68% discount for those who commit for two years.

That works out at just £3.71/GBP2.86 a month. Also, this discount will automatically be applied at checkout, so there's no actual code to remember!View Deal

6-month NordVPN coupon code - save 24%
If you don't fancy committing to NordVPN for two years, this six-month plan might suit you better. While it doesn't offer such excellent savings, at just £9.00/GBP6.93 a month it's still good value.

Again, this will be applied at checkout, so there's no coupon to remember.View Deal

1-month NordVPN plan
If you're looking to test-drive NordVPN before committing, signing up for a month is the way to go. While it's more expensive (GBP11.95/GBP9.20/mo), if you just want a taster it's a good choice. Plus, if you change your mind, you can still make use of that 30-day money-back guarantee.View Deal

1-year NordVPN Teams plan - save 22%
For those looking to protect their business from hacks and data breaches, NordVPN Teams is an excellent option.

Signing up for a year will only set you back £7 per user per month with the Basic package, or £9 on the Advanced package. Those prices offer savings of 22% and 18% respectivelyView Deal

Why are these NordVPN coupon codes so good?

We rate NordVPN as one of the top VPN services on the market today. That's down to the fact it offers a seriously powerful security-focused experience and excellent streaming VPN performance alongside some really well-priced longer plans.

For those whose first priority is security, Nord's 2048-bit double encryption will be a massive selling point - although it's arguably over-engineered for the purpose, it's stronger than any other premium VPN. Add to that additional features like Double VPN and Onion over VPN, and you've got a great suite of dedicated privacy tech. However, that doesn't compromise Nord's speeds, and it's an excellent Netflix VPN and gaming VPN thanks to its lightning-fast connections - it even features on our round-up of fast VPN services.

If you're looking for our top-rated VPN, we'd recommend ExpressVPN over all others. Overall it's a slicker package, has a wider network of servers and is excellent for any purpose. However, at £6.67 a month, it's a little more expensive.

Overall, NordVPN is an excellent service, and Tom's Guide highly recommends it for anyone looking to stay private and anonymous online.

Compare the best overall VPN services spec-by-spec:

Express VPN

Cyberghost

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National Coffee Day 2020: Get free drinks and deals Tuesday at Krispy Kreme, Starbucks, Dunkin', Panera and more

Kelly Tyko   | USA TODAYShow Caption Hide Caption

How to save money and make cold brew coffee at home Making cold brew coffee at home is simple using fresh coffee, water and a little bit of time. Raise a cup, the ultimate deal day for coffee fans has arrived.

National Coffee Day is Tuesday and restaurants, convenience stores and brands alike are toasting the made-up holiday by giving away free coffee and serving up discounted brew. While many partake in the caffeinated beverage daily, the holiday is held annually on Sept.

29. Starbucks kicked off the holiday on Monday with the start of its monthlong "Starland" augmented reality game for members of the updated Starbucks Rewards loyalty program.

Through Oct.

28, the Seattle-based coffee giant will give more than 2.5 million prizes like free coffee, free breakfast and stars. Save better, spend better: Money tips and advice delivered right to your inbox. Sign up here

And Starbucks Rewards members who order a grande or larger handcrafted beverage Tuesday using the order ahead and pay feature on the Starbucks app will get a free drink loaded to their account for use on their next visit, the company announced in a blog post.  A caffeine fix might also help you stay alert during the first presidential debate between President Donald Trump and former Vice President Joe Biden. The 90-minute debate starts at 9 p.m.

EDT. There's a simple way to make your own coffee holidays: Get free cups and discounts year-round by using restaurant and convenience store loyalty programs. Many programs give you a free cup just for joining.

Prime Day 2020: Amazon confirms annual Prime Day sale will be Oct.

13-14 with select deals now available for members 'IHOPPY Hour': IHOP introduces value menu with £5 meals daily from 2-10 p.m.

Coffee Day 2020 deals and freebies

The following offers are available Sept.

29, unless otherwise noted. Always check with your closest location as offers and participation can vary.

Also, some will require you to have a restaurant's app or be signed up for emails. 7-ElevenWith the 7Rewards app, some users have an offer to get any size coffee for £1. Offers are regional so check your app for deals.

Barnes & Noble: Get a free hot or iced tall coffee with the purchase of any item from the "bake case" at store cafes. Biggby Coffee: Get a free 20-ounce hot or iced brewed coffee with any purchase. The offer doesn't apply to cold brew, lattes, tea lattes or specialty beverages. Caribou CoffeeBuy any large beverage and get 50% off any bag of prepackaged beans to take home.

Circle K: Get a free hot or iced coffee in any size with the convenience store chain's app. The Coffee Bean & Tea Leaf: With any food or beverage purchase over £2, get a free regular size coffee. Also Tuesday through Oct.

5 via Postmates get £3 off a £15 purchase. Corner Bakery Cafe: This National Coffee Day promotion is getting a late start.

The chain is giving loyalty members one free coffee daily for the month of October starting Oct.

1, a company representative told USA TODAY. To take advantage of the daily reward that can be used for one free regular coffee (espresso, cold brew, iced or hand-roasted) or tea, sign up for the loyalty program by 11:59 p.m. CT Oct.

4 at www.cornerbakerycafe.com. No purchase is required to get the free drinks but specialty coffee drinks are excluded.

? MERCH DROP ALERT?

Our #NationalDunkinDay swag is LIVE! ? This collection is our love letter to all the Dunkin' fans, followers, aficionados & obsessives. We see you.?

Get yours & get ready to celebrate National Dunkin' Day tomorrow, September 29th! ?? Link in bio.? pic.twitter.com/ofRedWruee

-- Dunkin' (@dunkindonuts) September 28, 2020

Cumberland Farms: Text COFFEE to 64827 on Tuesday to get a digital coupon for a free hot or iced Farmhouse Blend or Bold coffee in any size. Those already in the text database should automatically receive the offer Tuesday morning. 

Duck Donuts: Get any size hot or iced coffee for free with a purchase. Dunkin': With any purchase, get a free medium hot or iced coffee at restaurants nationwide. Godiva: Get 30% off coffee bags at Godiva Boutiques and online.

Huddle House: Get a free cup of coffee with any dine-in purchase at all locations. Jack in the Box: Get a free regular hot or iced coffee with any app purchase. Kolache Factory: Get a free 12-ounce cup of coffee with a coupon the chain says will be posted on its social media sites. Print the coupon or show the coupon on the phone.

Available in-store and for curbside. Krispy Kreme: Everyone can get a free brewed coffee, no purchase necessary. But rewards members get an extra freebie with the free coffee - one free doughnut of their choice. Become a rewards member through the Krispy Kreme app or by visiting www.krispykreme.com/rewards.

Both deals are valid "via pick-up and drive-thru at participating shops across the U.S." Love's Travel Stops: Get any sized coffee or hot beverage for £1 and when the discounted coffee is purchased through the Love's Connect app all proceeds go to Children's Miracle Network Hospitals. Rewards members also can use a free drink refill credit for the purchase and Love's will donate £1 on their behalf. MAPCO: Get a free 16-ounce coffee. Limit one.

Also, find other deals with the convenience store chain's loyalty program at www.mapcorewards.com. McDonald's: Not a National Coffee Day deal, but with the McDonald's app, purchase five McCafe drinks and get one free. Download the app at www.mcdonalds.com and check for other specials. 

Nekter Juice Bar: Get a 16-ounce Cold Brew Smoothie for £5 all-day. Panera Bread: Sign up for the MyPanera+ Coffee Subscription and the first month of unlimited premium hot coffee, iced coffee and hot tea is free. After the free month, pay £8.99 per month. Sign up at www.panerabread.com.

Panera coffee subscription offers unlimited coffee

Panera's new coffee subscription program offers unlimited hot and iced coffee and hot tea for £8.99 a month. Peet's Coffee: Through Tuesday, get 25% off coffee beans in Peet's coffeebars and online using the promo code COFFEEDAY20. Also on Tuesday, all Peet's coffeebar orders placed via the Peet's app and online at pickup.peets.com get free delivery with no delivery service fees.

Pilot Flying J: Get any size hot or cold coffee for free with an offer in the Pilot Flying J app, which you can download at www.pilotflyingj.com/app. PJ's Coffee of New Orleans: For every bag of coffee bought, in person or online, the brand will donate a bag of coffee to active U.S. military members. QuickChek: Get a free 20-ounce hot or iced coffee when you download the chain's app and register for an account at www.quickchek.com/rewards

Rise Brewing Co.: Get a free voucher coupon for a free can of coffee by watching a video and completing an online questionnaire at www.elroadmarketing.com/rise-brewing-co. Scooter's Coffee: Get a free small coffee for going into a store or through the drive-thru.  Sheetz: Get a free cold brew when you order through the chain's app

Sonic Drive-In: From Monday through Oct.

5, Sonic is offering a free large drink or slush with orders placed in the chain's app with promo code TEACHERS. One per customer. Download the app at www.sonicdrivein.com/app.

Speedway: Get a free 16-ounce hot coffee from 6 a.m. to 6 p.m.. Starbucks: The coffee giant kicked off a week of offers, games and "exciting ways" for loyalty members to earn stars toward free drinks and food Monday with the start of the Starland contest at www.starbucksrewardsstarland.com that goes through Oct.

28. For National Coffee Day Tuesday, order a grande or larger handcrafted beverage and get a free drink offer loaded to your account.

On Thursday, members can collect triple stars on orders.  Stewart's Shops: Get a free hot, iced, or cold brew coffee from noon to close. Coffee and Cold Brew Refreshers are excluded.  Tim Hortons: From Monday through Oct.

26, purchase any size hot or iced coffee for £0.99 through the Tim Hortons app or at timhortons.com. Modifications are extra. Learn more at www.timhortons.com/offer-terms.

TravelCenters of America: UltraONE loyalty members receive a free cup of coffee when printing off a coupon at the kiosk. All other travelers can get a cup of coffee for 99 cents at participating locations, the chain said. Wawa: New and existing Wawa Rewards members get one free any size coffee .

New members must register by 8 p.m. Tuesday to get the offer. Wendy's: Starting Tuesday through Nov.

4, participating Wendy's in select parts of the country are giving free hot coffee with the purchase of a breakfast sandwich. The participating markets are Boston; Hartford and New Haven, Connecticut; Providence, Rhode Island; Springfield and Holyoke, Massachusetts; and Cleveland/Youngstown, Ohio. In other parts of the country, check the Wendy's app for offers.

More deals: Local coffee shops and smaller chains may also offer free coffee or discounts Tuesday. An easy way to find out is to check social media.

National Coffee Day 2020 contests

Clio Coffee: The brand is giving away50 Clio Brewers plus a month supply of coffee pods in a contest that goes through Tuesday. To enter, tag @ClioCoffee on Instagram and #MissedAmericano in a post sharing the details of your missed vacation to Italy.

One winner from each state will be selected at random. Milano: For National Coffee Day, the cookie brand is partnering with designer Tan France "with the creation of a limited-edition Milano x Tan France Cup & Saucer set, crafted to make eating Milano cookies even more indulgent." Milano will be giving away a select number of the limited-edition sets that include Double Dark Chocolate Milano cookies Tuesday through Oct.

2 on its Instagram page @Milanocookies. Look for an Instagram post Tuesday to learn more.

Rebel Hard Coffee: For the alcoholic coffee brand, Tuesday is National Hard Coffee Brand. Through Oct.

4, visit www.winwithrebel.com to enter its sweepstakes for a chance to win outdoor adventure prizes such as paddleboards, outdoor hammocks, Yeti can coolers, Bluetooth speakers, travel backpacks and sleeping bags. There is no purchase or payment necessary to enter or win but to enter participants need to be 21 or older to enter.

Winners will be selected on Oct.

13. Silk: The dairy-free brand is giving 100 fans free oatmilk, Silk Oat Yeah "The Extra Creamy One" oatmilk, with a contest on Instagram. To enter, visit Silk's Instagram @Silk at 10 a.m. ET and comment on "which featured Extra Creamy drink you'd like to try most (from influencer favorites Vibrant & Pure, Namaste Upbeet and Sweet Greens Vegan)." The contest ends at 11:59 p.m.

ET Tuesday and Silk says it will randomly select winners and notify them through Instagram direct message.

Follow USA TODAY reporter Kelly Tyko on Twitter: @KellyTyko

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Coupons & Offers

Turkiye Garanti Bankasi A.S.: Coupon Payment of Bank Bonds to Qualified Investors

Turkiye Garanti Bankasi A.S. (TGBD)
29-Sep-2020 / 05:13 GMT/BST
Dissemination of a Regulatory Announcement, transmitted by EQS Group.
The issuer is solely responsible for the content of this announcement.

TO: Investment Community

FROM : Garanti BBVA / Investor Relations

SUBJECT: Coupon Payment of  Bank Bonds to Qualified Investors    

DATE: September 28, 2020    

The first coupon payment of the bank bonds in the nominal value of TRY 171,000,000 with a maturity of 182 days with monthly coupon payments indexed to BIST TLREF index; is done on 28.09.2020.
 

Board Decision Date

07.11.2019

Related Issue Limit Info

Currency Unit

TRY

TRY

Limit

25,000,000,000

20.000.000.000

Issue Limit Security Type

Debt Securities- Structured Debt Securities

Dept Securities

Sale Type

Public Offering- Private Placement-Sale To Qualified Investors

Public Offering-Sale To Qualified Investor

Domestic / Oversea

Domestic

Domestic

Capital Market Instrument To Be Issued Info

Type

Bill

Maturity Date

01.03.2021

Maturity (Day)

182

Interest Rate Type

FRN

Sale Type

Sale To Qualified Investors

ISIN Code

TRFGRAN32128

Starting Date of Sale

27.08.2020

Ending Date of Sale

28.08.2020

Maturity Starting Date

31.08.2020

Nominal Value of Capital Market Instrument Sold

171,000,000

Coupon Number

6

Redemption Date

01.03.2021

Payment Date

01.03.2021

Was The Payment Made?                                                No

No

 

Redemption Plan of Capital Market Instrument Sold

Coupon Number

Payment Date

Record Date

Payment Date

Interest Rate (%)

Interest Rate - Yearly Simple (%)

Interest Rate - Yearly Compound (%)

Payment Amount

Exchange Rate

Was The Payment Made?

1

28.09.2020

25.09.2020

28.09.2020

0,8888 

 

 

1,519,848.00 

 

Yes 

2

28.10.2020

27.10.2020

28.10.2020

 

 

 

 

 

 

3

27.11.2020

26.11.2020

27.11.2020

 

 

 

 

 

 

4

28.12.2020

25.12.2020

28.12.2020

 

 

 

 

 

 

5

28.01.2021

27.01.2021

28.01.2021

 

 

 

 

 

 

6

01.03.2021

26.02.2021

01.03.2021

 

 

 

 

 

 

Principal/Maturity Date Payment Amount

01.03.2021

26.02.2021

01.03.2021

 

 

 

171,000,000

 

 

    In contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.

  We declare that our above statements are in conformity with the principles included in the Board's Communique, Serial II Nr.15.1, that it exactly reflects the information we received; that the information complies with our records, books and documents; that we did our best to obtain the correct and complete information relative to this subject and that we are responsible for the declarations made in this regard.  

Yours sincerely, Garanti BBVA Contact Garanti BBVA Investor Relations:

Tel: +90 212 318 2352
Fax: +90 212 216 5902
E-mail: [email protected]
www.garantibbvainvestorrelations.com

 



ISIN: US9001487019
Category Code: MSCL
TIDM: TGBD
OAM Categories: 3.1.

Additional regulated information required to be disclosed under the laws of a Member State

Sequence No.: 85027
EQS News ID: 1137491
 
End of Announcement EQS News Service

Categories
Coupons & Offers

National Coffee Day 2020 is Sept. 29 with freebies and discounts

National Coffee Day is Tuesday, September 29 and there are a number of fabulous freebies and deals from Krispy Kreme, Sheetz, Starbucks, Duck Donuts, Dunkin' and more! This list will continue to grow as we get closer to 9/29, so check back again for the updated offers. These offers are valid at participating locations.

If you own or work for a local Triangle area coffee shop or restaurant that sells coffee and your business is offering a deal, discount or freebie for National Coffee Day tomorrow, please send us an e-mail at [email protected] with the details so I can add you to the list of deals.

Restaurant & In-Store Coffee Deals

Circle K

Score a free cup of hot or iced coffee when you text COFFEE to 253279. The offer is at participating locations for a limited time. See the offer details on their Facebook page.

Duck Donuts

On Tuesday, Sept.

29, Duck Donuts is offering a free hot or iced coffee (any size) with any purchase at participating locations. They have a new exclusive Coffee Cake donut (glazed with streusel and powdered sugar) as well as the Fall Assortment featuring limited-time flavors such as pumpkin icing and apple topping. See the details on their website.

Duck Donuts Offer (photo courtesy Duck Donuts)

Dunkin'

Dunkin' has renamed the day National Dunkin' Day and is offering a free medium hot or iced coffee with any purchase at Dunkin' restaurants on Tuesday, September 29. There is a limit of one per order, per day and the deal does not include Nitro Cold Brew and Cold Brew. You can also enter to win a National Dunkin' Day care package by commenting on Dunkin's Instagram or Twitter post on September 23.

According to their website, entrants need to include an "emoji that best describes themselves before having their Dunkin' and tag a friend using #NationalDunkinDaySweepstakes. A total of 100 winners will be randomly selected from 9:00 a.m. to 2:00 p.m. ET on September 23."

Dunkin' Offer (photo courtesy Dunkin')

High Brew Coffee

On September 29 at 2 pm in every time zone, High Brew Coffee will offer a limited number of free product coupons for digital download to use at specific retailers nationwide that carry High Brew Coffee. . Coupon is good for one free can of High Brew (8oz only) up to £2.99 retail

. One coupon per customer .

Coupon can be downloaded on the High Brew website (www.highbrewcoffee.com) or through their Instagram stories (@highbrewcoffee) and used at the following retailers: Harris Teeter, Target, Whole Foods, Ralph's, Dillon's, Smith's, Kroger, Any Kroger retailer. High Brew Coffee (photo courtesy High Brew Coffee)

Krispy Kreme


Krispy Kreme is giving all guests a free brewed coffee, no purchase necessary. Rewards members will receive a FREE brewed coffee AND one FREE doughnut of their choice, no purchase necessary!

Sign up to become a Rewards member through the Krispy Kreme app or on KrispyKreme.com/rewards. Both offers will be valid via pick-up and drive-thru at participating shops across the U.S. See the details on their website. Krispy Kreme Offer (photo courtesy Krispy Kreme)

Love's Travel Stops & Country Stores

Love's Travel Stops & Country Stores (located in Mebane and Haw River in NC), is offering a large (24 oz.) coffee or hot beverage for £1 on Sept.

29 and Sept.

30. On both of those days, hot beverage sales will go to Love's 20th annual Children's Miracle Network Hospitals campaign. According to the Love's website, "My Love Rewards members can use a free drink refill credit for the purchase and Love's will donate £1 to CMN Hospitals on their behalf."

McDonald's

Get any size Premium Roast or Iced Coffee for £0.99 with the offer in the McDonald's app. You can redeem this offer once per day through 12/27/20 according to the offer in the app. McDonald's McCafe Cup (photo courtesy McDonald's)

Panera

Sign up for the MyPanera+ Coffee Subscription and you'll receive FREE unlimited premium hot coffee, iced coffee and hot tea for one month.

After that, you'll pay £8.99/month. This freebie is only redeemable through 10/31/20 for new subscribers. See the details on their website.

Panera is also expanding its Family Feast Meals to include breakfast. The New Breakfast Feasts are now rolling out to Panera cafes nationwide and are available in two varieties including Breakfast Sandwich Feast and Fresh Baked Goods Feast. With the Breakfast Sandwich Feast you can choose 4 of Panera's breakfast sandwiches or wraps for £13.99.

With the Fresh Baked Goods Feast you can choose 6 of Panera's baked good offerings for £13.99. Panera Coffee Subscription (photo courtesy Panera)

Pilot Flying J

Pilot Flying J is offering a free cup of any hot or cold Pilot coffee (any size!) on Sept.

29 through the Pilot Flying J app. Open or download the Pilot Flying J app to redeem the National Coffee Day offer on Sept.

29. According to the company, "Enjoy Pilot Flying J's latest coffee menu additions, including the limited time Nicaraguan and the new Vanilla Cold Brew.

Guests also can pick up the limited-time Pumpkin Maple Cappuccino at select locations to satisfy those pumpkin cravings and can create specialty drinks, like the Pumpkin Pancake or the Pumpkin Power Up using the pumpkin pie creamer." Pilot Flying J Offer (photo courtesy Pilot Flying J)

Sheetz

Sheetz is celebrating National Coffee Day on Tuesday, September 29, 2020 by offering a FREE cold brew when you order through the Sheetz app! The offer is valid for any size and any flavor cold brew at all Sheetz locations and includes curbside pickup. There are multiple flavors available including seasonal favorites such as caramel, caramel apple, pumpkin pie and salted caramel as well as banana, black raspberry, hazelnut, mint, toasted marshmallow and vanilla.

Sheetz Offer (photo courtesy Sheetz)

Starbucks

Starbucks is hosting a Star Days Week with offers, games and ways to earn extra Stars that can be used towards free beverages and food. On Monday, Sept.

28, Starbucks is starting the augmented reality game Starland and Starbucks Rewards members can win more than 2.5 million prizes including free coffee, free breakfast and Stars. For all the details, head to starbucksrewardsstarland.com.

On Tuesday, Sept.

29, Starbucks is offering a BOGO offer for Starbucks Rewards members. Order a handcrafted beverage (grande or larger) through the order ahead and pay option in the Starbucks app and you'll get a free drink reward loaded to your account to use on your next visit. See the details on their website.

On October 1, Starbucks Reward members will receive triple Stars on almost every order purchased at participating stores. There will also be surprises all week on the Starbucks social media channels. See all the details for these promotions on the Starbucks website.

Starbucks Star Days (photo courtesy Starbucks)

Online Coffee Promotions

BLACKoOLOGY Coffee Company

BLACKoOLOGY Coffee Company is offering a Buy 1 Get 1 50% Off discount valid on coffee (not merchandise) on September 29 on their website at www.blackologycoffeecompany.com. The offer is automatically applied at checkout and there is no promo code needed. See the offer posted on their Facebook page. This growing company is owned by Chef Lori, a local single mom of 2.

They have pop up shops around the Triangle, in addition to selling their coffee beans and ground coffee online. See all the details on upcoming local pop-up shops on the BLACKoOLOGY Coffee Company Facebook page HERE.

Clio Coffee

Clio Coffee is giving away fifty Clio Brewers plus a month's supply of coffee pods in honor of National Coffee Day. But, to win this giveaway, you had to have a trip planned to Italy that was canceled because of the pandemic.

Here are the offer details from the company: "If you had a trip planned to the home of the espresso this year that you had to cancel due to COVID-19, Clio wants to make it up to you. To enter, tag @ClioCoffee on Instagram and #MissedAmericano, sharing the details of your missed vacation. Clio will be choosing a lucky winner from each state to receive a free Clio Brewer and a month's supply of Clio coffee pods (together they brew irresistible tasting espresso and Americano in about a minute).

Winners will be chosen at random and alerted via social on National Coffee Day! Starting now, open until September 29th." Clio Brewer (photo courtesy Clio Coffee)

Community Coffee

Community Coffee is offering a special one-day offer at CommunityCoffee.com on September 29 according to their blog post.

Godiva

On Sept.

29, receive 30% off on coffee bags (SRP: £14.95) at GODIVA Boutiques and on GODIVA.com. Godiva Ground Coffee (photo courtesy Godiva)

Silk

Silk is giving 100 fans free NEW Silk Oat Yeah "The Extra Creamy One" oatmilk when you enter on Sept.

29. On National Coffee Day (9/29), visit Silk's Instagram (@Silk) at 10am ET.

Comment on which featured Extra Creamy recipe you'd like to try most (from influencer favorites Vibrant & Pure, Namaste Upbeet and Sweet Greens Vegan).

Silk will randomly select winners and notify them via Instagram DM after the contest ends at 11:59 pm ET on 9/29. See the giveaway rules HERE.

Silk Oat Yeah (photo courtesy Silk)

More On This

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Undeterred by pandemic, Aldi keeps UK store expansion plan

By James Davey

3 Min Read

LONDON (Reuters) - Aldi will open around 100 supermarkets and invest 1.3 billion pounds in Britain over the next two years, the German firm said on Monday, as it sticks to its growth plans despite the impact of the coronavirus on shopping habits.

FILE PHOTO: Signage is seen at a branch of Aldi Local, as discount supermarket chains Aldi and Lidl look poised to accelerate their push into home delivery to satisfy burgeoning demand for online grocery shopping in a shift expected to endure beyond the coronavirus crisis, in London, Britain, June 17, 2020. REUTERS/Toby Melville

Britain's fifth-biggest supermarket, privately owned by Germany's Aldi Sud, has grown its UK market share to 8% over the last decade thanks to its aggressive store opening programme.

However, industry data has shown its market share edge lower during the pandemic, hindered in particular by a lack of online capability.

Aldi retained its long-term target of 1,200 stores by 2025. It currently trades from nearly 900 in the UK.

"It's important to remember that over 85% of the market remains in bricks and mortar shopping and our investment in online doesn't come at the expense of our focus on stores," CEO Giles Hurley told reporters.

The group expects to create 4,000 jobs next year, adding to 3,000 new roles already created in 2020.

Aldi also plans over 100 store upgrades, along with investment in distribution centres and in e-commerce such as a click and collect service.

Related Coverage

STOCKING UP ON BASICS

Aldi reported a 49% increase in operating profit to 291.2 million pounds for 2019, on total sales up 8% to 12.3 billion pounds, but that was before the pandemic.

Margins improved, with efficiencies of scale offsetting price cuts.

The pandemic has prompted Aldi to accelerate its push into home delivery so it can benefit from a jump in demand that is expected to endure.

In April it started selling online food parcels to help self-isolating and vulnerable customers.

It is also ramping up a rapid delivery service in partnership with Deliveroo and is trialing click and collect.

Hurley said Aldi was committed to remaining "Britain's lowest-priced supermarket" - a claim Aldi says is backed by industry data.

"Our rivals may drop their prices, but we will always respond by dropping further," he said.

The CEO said Aldi has seen increased demand for basic items, such as toilet paper, pasta, rice and tinned food, since last week when the government imposed more curbs to stem the pandemic's spread but does not currently see the need to reimpose limits on shopper purchases.

"As long as customers continue to shop as they normally do...then availability will continue to be excellent," he said.

(£1 = 0.7831 pounds)

Reporting by James Davey; editing by Susan Fenton and Keith Weir

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Aldi announces plan to open 100 new UK stores creating 4,000 jobs as profits surge by 49% in a year

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Aldi announces plan to open 100 new UK stores creating 4,000 jobs as profits surge by 49% in a year

  • The discount supermarker plans to pump GBP1.3billion of investment into the UK
  • Aldi's expansion is part of a long-term plan to grow its portfolio to 1,200 stores
  • It will open 100 more supermarkets and create 4,000 jobs after profits surged 

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Aldi will open 100 new stores and create 4,000 jobs after profits surged by 49 per cent in a year, it has revealed.

The discount supermarket plans to pump GBP1.3 billion of investment into the stores by the end of next year.

The expansion is part of a long-term plan to grow from 894 to 1,200 locations in the UK by 2025. 

The funding - Aldi's biggest investment in the UK in its 30 years in the country - will go into upgrading existing stores, distribution centres and innovation across its operations, it said. 

The discount supermarket plans to pump GBP1.3 billion of investment into the stores by the end of next year (file image)

The discount supermarket plans to pump GBP1.3 billion of investment into the stores by the end of next year (file image)

The update came as Aldi reported sales increased by eight per cent to GBP12.28 billion in 2019. It saw pre-tax profits jump by 49 per cent to GBP271.5 million for the year.

The retailer, which has seen sales continue to grow through the pandemic amid strong demand for groceries, committed to keeping its prices 'the lowest in the market' amid pressure on household budgets. 

Major grocery rivals, including Tesco and Morrisons, have lowered their prices in recent months in a bid to stem strong growth by Aldi and fellow German discounter Lidl.

However, both Aldi and Lidl failed to benefit substantially from the surge in demand for online orders and home deliveries since the pandemic fully impacted the UK.

Earlier this month, Aldi expanded into click and collect orders for the first time, with a store in the Midlands.

In May, Aldi revealed plans to deliver groceries to homes in the UK for the first time through a partnership with Deliveroo.

Giles Hurley, chief executive for Aldi UK and Ireland, told BBC Radio 4's Today programme that he will be announcing an extension of Aldi's click and collect scheme into 15 more stores in the next few weeks.

Giles Hurley (pictured), chief executive for Aldi UK and Ireland, confirmed Aldi had noticed more demand for products such as pasta and toilet roll as the country heads towards a second wave of coronavirus

Giles Hurley (pictured), chief executive for Aldi UK and Ireland, confirmed Aldi had noticed more demand for products such as pasta and toilet roll as the country heads towards a second wave of coronavirus

'We've had a tie-up with deliveroo across 20 stores trialling rapid delivery of groceries to customer's homes,' he added.

'We've announced our first click and collect store which is a project I'm really excited about. 

'I'm very very confident this is a model we can scale sucessfully. We started with one store but within the next weeks I hope to annouce an extension to a further 15 stores.' 

Mr Hurley confirmed Aldi had noticed more demand for products such as pasta and toilet roll as the country heads towards a second wave of coronavirus - but said he was confident the supermarket could keep up.

'We've got really good availability across all the products in our range but we have definitely seen a bit of an uptick in demand for certain items. The overriding message should be to customers to buy exactly what they need.'

A basket of 33 everyday items at Aldi is on average 14 per cent cheaper than the Big 4 supermarkets, according to The Grocer magazine. 

Earlier this year, Aldi maintained its position as the UK's best-paying supermarket by increasing the minimum hourly rates for store colleagues to GBP9.40 nationally and GBP10.90 inside the M25.

These rates increase to GBP10.41 nationally and GBP11.15 in London after two years.

Susannah Streeter, senior investment and markets analyst at Hargreaves Lansdown, said consumers tend to hunt around for the best value supermarkets 'when times are tough' - putting Aldi at an advantage.

She added: 'Supermarket chains have been the big winners during the pandemic, as people raced to stock up on lockdown supplies and Aldi's position as a value retailer, has made it more resilient at a time of deep economic uncertainty.' 

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Coupons & Offers

Dollar General sales Sept. 27-Oct. 3: Ajax, Palmolive, Tide Simply, Xtra laundry, razors

* Disclosure: This post may contain affiliate links and we may earn a small commission if you use them. The Dollar General sales in the ad this week include good buys on Ajax, Palmolive, Tide Simply, Xtra laundry, razors, Mentos, tuna, cookies and more! Coupon: Get £5 off a £25 purchase on Saturday, October 3 with the Dollar General digital coupon from their website.

Weekly Sales

These deals are valid Sept.

27-Oct.

3, 2020.

Food

Clover Valley canned corn or green beans, 14.5 - 15.25 oz, 2 for £1 Mentos candy rolls, .75 and on sale Buy 3 Get 1 Free Clover Valley chunk light tuna, 5 oz can, 3 for £2

Dr Pepper, 7UP, Canada Dry, A&W, 2 ltr, 3 for £3 Clover Valley Cookies or Crackers, select, 7-13 oz, 3 for £4 Banquet Brown N Serve sausage links, 6.4 oz, 4 for £5

Clover Valley crackers, select cheese, saltine or chicken flavored, 7.5 - 16 oz, £1.25 Progresso Soup, select, 18-19 oz, 2 for £3 Keebler Cookies, select, 8.5 - 14.2 oz, 2 for £4 - £1/2 coupon from 8/2 SS (exp 9/30) and .50 ibotta cash back offer

Nabisco Rita Cheese Crispers Cheddar or Four Cheese & Herb, 4.5 oz, £2 - .50 DG digital coupon = £1.50 Russell Stover sugar free candy, select, 2.4 - 2.5 oz and Voortman sugar free wafers, 7.1 oz, £1.50 V8 Splash, 64 oz, £1.75

Brach's Autumn Mix, Candy Corn, Pumpkins or Milk Maid Caramels, Dum-Dums, Smarties, Dubble Bubble and more, select sizes, £2 Capri Sun juice drinks, 10 pack, 2 for £4 Clover Valley Juice, select, 64 oz, £2

Dannon Danimals Smoothies, Strawberry, 6 pack, £2.50 - £1/2 coupon from 8/23 SS or Checkout 51 offer Hershey's Syrup, 22-24 oz, 2 for £4 Lay's 5-8 oz, or Cheetos, 8-9 oz, 2 for £5

General Mills cereal, select Family Size, 18-26 oz Sale: 2 for £7 Coupon: £1/2 coupons from Smart Shopper coupons, £1/2 coupon from 9/27 SS

Kellogg's Cereal, select Family Size, 18-26 oz Sale: 2 for £7 Coupons: £1/1 Kellogg's cereal coupon from Kelloggsfamilyrewards.com when you redeem 850 points, .50/1, ,70/1, £1 off 2 and £1/3 Kellogg's cereal coupons from Kelloggsfamilyrewards.com in the Coupons tab, £1/2 coupons from 8/30 RMN, £5 Savingstar cash back offer when you spend £25 on cereal (exp 9/30), multiple ibotta cash back offers

Clover Valley single serve coffee, 12 count, £4.75 Folgers ground coffee, 20.6 - 25.1 oz, £4.95 Great American beef burgers, 80% lean, 24 oz package, frozen, £5

Halloween candy, select, 8-16.72 oz, Buy 2 Get 1 Free

Non-Food

Halloween stickers, decor, tableware and more, starting at £1 Ajax 52 oz (reg. £2.75) or Palmolive 40 oz (reg. £3) dish liquid, select, BOGO with DG digital coupon Air Wick Scented Oil Starter Kit with Warmer, 1 count, £335 - £1.50 DG digital coupon = £1.85

Tide Simply laundry detergent, 31-34 oz or 13 count Pods, £2.95 - £1 DG digital coupon = £1.95 DG health pain relief, select, 100 count, £2.50 - £1 DG digital coupon = £1.50 DG home concentrated bleach, 81 oz, £2.75

Gillette Sensor 3 3-Blade disposable razors, 4 count, £5.95 - £3 DG digital coupon or £3 coupon from 9/27 PG = £2.95 DG home kitchen garbage bags, 13 gallon, 23-25 count, £4.50 - £1 DG digital coupon = £3.50 Xtra laundry detergent, 150 oz, £4.50 - £1 DG digital coupon = £3.50

BIC Us 5-Blade razor handle with 2 cartridges, £9 - £5 DG digital coupon = £4 Gillette Venus Tropical or Sensitive disposable razors, 4 count, £7 - £3 DG digital coupon or coupon from 9/27 PG = £4 Dove Amplified Textures hair products, 8-11.5 oz, 2 for £14 - £4/2 DG digital coupon = 2 for £10

DG health Cold & FLu liquid, 12 oz, £5.50 Purex laundry detergent, 128-150 oz, £7.85 - £2 DG digital coupon = £5.85 Huggies Snug & Dry diapers, 19-38 count, £8.50

Coupons: £3/2 coupon from 9/13 SS, £1 DG digital coupon, £1 coupon from Huggies.com, £1 ibotta cash back offer Alpo dog food select, 31 lb bag, £15 * These sales are valid for Raleigh, NC area stores.

Check the ad for your specific location to verify prices for your Dollar General.

Dollar General Coupon Policy

* Dollar General accepts manufacturer's coupons * Dollar General offers store coupons on their website * You can use a manufacturer's coupon and a store coupon on the same item

* Dollar General does not take competitor's coupons * Dollar General will not accept coupons for items that are free (BOGO coupons are accepted) Dollar General Digital Coupons: Dollar General is now offering digital coupons that can be redeemed in stores.

Sign up on their website and add the coupons to your account. Once you go to check out at the register, enter your phone number on the keypad at the register and your digital coupons will be applied. Digital coupons are available for one time use only.

Most of the digital coupons on their website are manufacturer's coupons powered by Coupons.com. These are manufacturer coupons and cannot be combined with other paper manufacturer's coupons. Some of the digital coupons are Dollar General store coupons and they indicate on the website that they are store coupons.

You can couple these with manufacturer's paper coupons.

You can see the full coupon policy on the Dollar General website.

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Coupons & Offers

Coupon Queen: Don’t forget the fine print – Napa Valley Register

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No credit card required.{{featured_button_text}}Jill Cataldo

Jill Cataldo

"Dear Jill, I was making a purchase from a store. There was a promotion on the webpage offering a 10% coupon for my next shopping trip if I purchased online with store pickup.

I did this. After I went to the store to get my items, they said I did not qualify for the coupon because the fine print said the store pickup had to be paid in full online. This store allows you to either pay for your store pickup online or pay in-store when you arrive.

I thought because I had to go to the store in the first place, I would just pay when I got there. When I got there, they pulled up the webpage. It was true, buried in small text, that only orders paid for online would get the coupon.

The only reason I chose store pickup was for that coupon. I don't think this is fair! Please tell me what you would do in this situation.

Megan K." With any kind of promotion, it's essential to read all of the conditions. While a retailer's terms for their offers may seem complex, confusing, or unnecessary, the retailer is still well within its rights to set the terms for its offers.

For whatever reason, your store only wanted to offer the coupon as an incentive to people who completed their transactions on the website versus those who shopped online but paid in-store. It's not always an easy lesson to learn, but I would use this experience as a reminder to carefully read all of the terms on an offer like this. "Dear Jill,

My store had a promotion where you could get a three-pack of soap bars for £2 with a £10 purchase. I also had a £1 manufacturer coupon and was going to put these together for £1 soap after the coupon. I bought other groceries, too, of course.

When I got to the checkout, the cashier scanned my coupon, then looked closer at it. She then gave it back to me and removed the coupon discount from my total! She said the £2 soap discount was 'Not Valid with Any Other Promotion.' I don't think it was right of her to remove this as the coupon scanned fine.

I ended up telling them to keep their soap. Who was right? Stacking a store discount and a manufacturer coupon together can add up to additional savings on the same item.

Most store coupons and manufacturer coupons' terms allow them to be stacked together. However, we do occasionally see text on coupons such as "Not to be combined with other offers." In this case, the store may indeed have had terms for this offer that prohibited the use of coupons with it.

However, since your coupon scanned and was accepted by the register, I would have asked to see the terms of the offer to verify that coupons could not be used on the soap. If these terms were not published for shoppers, either in the circular or on the store's website or app, you could have made a case to have the coupon accepted. "Dear Jill,

I'm not a big fan of rebates. It seems no matter what I do, they get rejected when I send them in. They weren't postmarked in time, or I did not cut the right part of the package off the box, or I sent a copy of the receipt when they wanted the original.

I think companies that offer these rebates make them as hard as possible, so they don't have to pay out. Adrian W." I, too, have had issues with rebates over the years.

Even when I followed the terms to the letter, I've had rebates rejected for reasons like not purchasing a "qualifying item" - when the item in question was the same product advertised as having the rebate. If you participate in rebates, make copies of everything before submission in case your rebate is rejected and you need to follow up with the company. Watch now: how to safely celebrate Halloween during the pandemic

Jill Cataldo would love to hear your thoughts on how this experience may have changed the way you shop and prepare for the unexpected.

Feel free to email her about your experiences at [email protected].

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Coupons & Offers

UK shoppers lost £100m in unused vouchers during lockdown

UK shoppers have accrued nearly GBP100m in unused shopping vouchers during the coronavirus lockdown, the consumer group Which? has estimated. The survey of 2000 adults across the UK in August revealed how a quarter of people possessed shopping vouchers - worth GBP45.70 on average - which were left unspent when shops and businesses were forced to close. Although some retailers contacted customers to try and extend them, a third of those with an expiring voucher were not granted an extension and lost their money.

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Almost half - or 49 per cent - of those with an expiring voucher said it was automatically extended by the retailer, but one in seven said they had to request an extension.

A severe financial impact

Shoppers wearing protective face masks walk near a sale sign in a shop window inside a Carrefour hypermarket (Photo: REUTERS/Amr Abdallah Dalsh)

Shops eventually reopened throughout June (in Northern Ireland first, followed by England, Wales and then Scotland) with some long queues outside stores. However in total, it's thought approximately GBP98 million was lost across the whole of the UK. Nearly half - or 46 per cent - of those who had not had an extension on their vouchers were aged over 55.

Which? said many retailers introduced new Covid-19 terms and conditions during lockdown and offered to extend vouchers; some were proactive, whilst others were not so helpful. One person told Which? that a company had told them "hard luck, basically".

Contact the company

The consumer group advised anyone who has a voucher that expired during lockdown to contact the retailer to try and get an extension. Adam French, Which? consumer rights expert, said: "Our research suggests consumers may have lost tens of millions of pounds on expired vouchers during lockdown.

"Many retailers have extended shopping vouchers that expired during lockdown, so if you have a voucher you were unable to use it is worth contacting the company."

It said anyone considering buying shopping vouchers should be wary, as coronavirus has had a severe financial impact on many retailers - and the possibility of further coronavirus lockdown restrictions could also make it difficult to spend vouchers.

Additional reporting by Press Association

Categories
Coupons & Offers

New Mobile Coupon Standard Receives Widespread Support

DALLAS (PRWEB)

In an effort to create a more secure and centralized process for coupon authentication and data exchange, the industry organizations that oversee US grocery coupon standards, JICC (Joint Industry Coupon Council) and ACP (Association of Coupon Professionals) have issued an 'Industry Roadmap' developed by a workgroup that is represented by leaders and experts in all areas of the coupon industry.

The workgroup was tasked with developing a technical solution to offer a digital universal coupon valid across retailers that would not dramatically change current retailer POS technology and overall processes in place, and also ensure that it can mitigate coupon fraud.

The result of this working group is the development of a new application identifier, AI (8112), and the centralized data exchange to support it, including an AI (8112) Universal Positive Offer File. This will be the first singular coupon solution that crosses mediums, verticals and purchase environments. It can be utilized in paper, mobile or e-commerce executions, and in all retail verticals.

This new process gives manufacturers the confidence that regardless of medium, environment or vertical, their coupons will be fraud mitigated and single use executions. The provider of the centralized Universal Positive Offer File is The Coupon Bureau (TCB), a non-profit organization appointed and advised by JICC/ACP.

For manufacturers, this will enable universal mobile delivery and redemption for manufacturer distributed coupons. Having a standardized, industry-wide process for real-time authorization of single-use coupons is an important advancement in order to support innovation and development.

Consumers will benefit from app and wallet compatibility, as well as access to manufacturer coupons that will be redeemable across the retail landscape.

Further, as the Covid-19 pandemic has changed consumer behavior, these standards are helping accelerate the movement towards Touchless Couponing.

In an effort to address fraud-related issues in today's (AI 8110) environment, The Coupon Bureau is also addressing a shorter-term initiative of providing the industry with a turnkey operation to flow manufacturers' Positive Offer Files to the retailer community. This initiative is intended to solve a counterfeit problem estimated to be >£50 Million and growing, by identifying counterfeit offers at point-of-sale for denial or adjudication by the retailer. This is expected to greatly deter the creation and usage of counterfeit coupons until the 8110 identifier is eventually retired.

Regarding this initiative and fraud mitigation, John Morgan, Executive Director of the Association of Coupon Professionals (ACP), commented, "Counterfeit coupons continue to represent a growing problem for the industry, resulting in significant losses to retailers and manufacturers.

Moreover, counterfeiters and fraudsters generally create a negative in-store experience for shoppers by slowing down the check-out process and placing cashiers, and store personnel in difficult situations. The Positive Offer File initiative represents a tremendous breakthrough in stopping counterfeit coupons at the point-of-sale and solving this long-standing problem for both Manufacturers and Retailers."

Industry input, comment and consensus was sought throughout the process. The roadmap for development consists of the following phases:

Phase 1, complete: AI (8112) Lab Testing
Phase 2, in progress: AI (8112) Live in Select Retailers For Pilot
Phase 3, in planning stage: AI (8112) Open Connectivity
Phase 4: After majority retailer connectivity is reached (approximately 70-75%), announce a sunset date for AI (8110).

JICC, ACP, and The Coupon Bureau would like to thank all of the volunteer members and organizations who have participated in developing this new standard and moving the project forward.

For access to the complete Executive Summary and Industry Report, please visit http://www.thecouponbureau.org/

The JICC works to increase efficiency and effectiveness in the development, distribution and redemption of coupons.

It is comprised of retailer and manufacturer executives who oversee coupon programs and is administered by the Consumer Brands Association, FMI, National Association of Chain Drug Stores and National Grocers Association.

The Association of Coupon Professionals is an industry trade organization whose manufacturer, retailer and solution provider members, create a forum that fosters expertise, education, and leadership to enrich the development, distribution, and redemption of coupons, ensuring they remain a viable sales and marketing tool.

The Coupon Bureau is a nonprofit, industry managed organization that is responsible for developing and maintaining the Universal Positive Offer File for manufacturer offer promotions.

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